Life Underwriter - Open to Remote

Life Underwriter assesses risk though evaluation of an individual’s medical history, financial background, and other information pertinent to the decision. Reviews information obtained during the application process and makes a final determination to issue, decline, rate up or postpone underwriting decision.

Able to interpret medical record data or financial reports to classify risks; researches nonmedical and medical impairments by using reinsurance manuals and medical literature. Ability to use critical thinking, i.e. reflective and independent thinking, to solve business challenges.

Uses tact and empathy to form relationships with field personnel.

Compensation Minimum:

$52,300 / year

Compensation Maximum:

$83,800 / year

Compensation may vary based on the job level and your geographic work location.

Job Level Summary

Requires working knowledge and experience in own job discipline and broadens capabilities

Continues to build knowledge of the company, processes and customers

Performs a range of assignments related to job discipline

Uses prescribed guidelines or policies in analyzing situations

Receives a moderate level of guidance and direction

Primary Accountabilities

Applies insurance and risk concepts to underwrite new business for all life products.

Considers risk pools when assigning preferred classes and table ratings.

Establishes rapport with agents and sales management in their area of operation. Serves as a resource for the field force and sales management.

Identifies when reinsurance may be required and submits for facultative acceptance.

Escalates more complex risk to experience team members or manager for guidance.

Preferred Qualifications Based on experience, candidates can be considered at a higher level.

Previous knowledge and understand of medical terminology, anatomy and physiology, disease entities and their classification for life risk selection preferred

Strong PC and typing skills, MS Office skills for data capture.

Ability to plan, prioritize work, set and achieve goals.

Effective oral and written skills.

Completion of LOMA (FLMI) or FALU coursework is a plus.

Unable to provide sponsorship for this position

Travel Requirements

This position requires travel up to 10% of the time

Specialized Knowledge and Skills Requirements

Demonstrated experience providing customer-driven solutions, support or service

Demonstrated underwriting experience in area of expertise (specific products or line)Solid knowledge and understanding of insurance, underwriting guidelines and risk concepts in area of expertise

Demonstrated problem-solving and analytical skills to review complex cases and/or review lines or books of business

Demonstrated experience making independent decisions with regard to underwriting cases

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees).

In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.#LI-TC3